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Business Insurance in Ocala, Florida

Business insurance is essential for organizations. Accidents can occur on company grounds at unforeseen moments and interfere with business operations, often leading to high recovery costs. Business insurance is an excellent way for business owners to reduce accident-related expenses. The agents at Affiliated Agency Insurance are here to help you learn about business insurance.

How Does Business Insurance Work?

Business insurance is an agreement between you and your insurer in which you pay a premium in exchange for financial protection from business-related accidents. Property damage, lawsuits and loss of income are common scenarios in which business insurance may help you cover costs. Some policies may require you to pay a deductible, an out-of-pocket expense you must pay after an accident before insurance helps cover remaining costs.

What Business Insurance Do I Need?

Besides workers’ compensation, Florida does not require business owners to carry business insurance. However, having coverage can significantly reduce accident costs. Policies often consist of coverage options such as the following:

  • General liability insurance
  • Product liability insurance
  • Commercial property insurance
  • Commercial auto insurance
  • Professional liability insurance


A business owners policy combines several forms of business coverage into one policy, simplifying the coverage selection process. The Affiliated Agency Insurance agents can help you learn more about policy options.

How Often Do You Pay Business Insurance?

Business insurance is often paid monthly or annually. Paying for coverage annually is usually less expensive than other options. Contact our agency to learn more about business insurance premiums.

How to Get Business Insurance

If you own a business near Ocala, Florida, the experienced agents at Affiliated Agency Insurance can help you learn about business insurance so you can make an educated decision about coverage for you and your business.

For more information, call our agency at 352-694-7600 to request a quote.

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