October 24, 2024
affiliatedinsCommercial Auto—Why It’s Important to Make Sure All Drivers Are Covered
Having uninsured drivers operating your commercial auto vehicles can lead to significant risks, including the following: Legal consequences— requires all companies using vehicles to maintain minimum amounts of auto liability insurance. Operating a vehicle without proper insurance can result in hefty fines and legal penalties. Third-party liability—If an uninsured driver is at fault in an […]
November 4, 2024
affiliatedinsWhy Are Insurance Companies Not Insuring Some Kia and Hyundai Vehicle Models?
Some insurers have stopped renewing policies covering specific Kia and Hyundai vehicle models due primarily to the significant increase in theft rates. These vehicles have become popular targets for thieves due to particular vulnerabilities in their original design, making them easier to steal compared to other brands. Many of the affected Kia and Hyundai models […]
January 6, 2025
AgencyWhy Renters Insurance is Essential for Pet Owners
Renting a home may involve less financial responsibility than a mortgage, but it’s still important to consider a well-rounded renters insurance policy to cover your personal property, especially if you have pets. While pets can be wonderful companions, they can also introduce unique challenges and potential liabilities. How Can Renters Insurance Help Pet Owners? Renters […]
February 7, 2025
AgencyBusiness Risk Assessment—How Often Do New Risks Arise?
The business world is full of opportunities and excitement, but many risks and pitfalls are also omnipresent. Regardless of your business’s expertise or comprehensive diligence, accidents, errors and other unexpected incidents can occur with little warning, potentially incurring significant financial consequences. Fortunately, by being prepared for potential issues, your company can limit the frequency and […]
March 12, 2025
AgencyWhat Homeowners Often Overlook in Their Insurance Policies
Owning a home is the most significant investment most people make. Because of this, homeowners need to do what they can to protect their homes financially. homeowners may have more difficulty financially protecting their homes due to the state’s weather patterns and geographical features. Homeowners need to understand the risks associated with owning a home […]
May 23, 2025
AgencyWorkers’ Compensation Insurance for HVAC
Due to the physical risks associated with the heating, ventilation and air conditioning (HVAC) industry, it’s crucial for businesses to carry comprehensive insurance that includes workers’ compensation. Without it, businesses could experience financial devastation from a single incident. What is Workers’ Compensation Insurance? Workers’ compensation insurance can help support employees who are injured or become […]
June 25, 2025
AgencyAre You Required to Have Home Insurance?
Owning a home can be an exciting yet stressful endeavor. If you are in the process of purchasing your first home, you may be wondering about homeowners and coverage requirements. residents need to understand homeowners insurance requirements and options. Do I Need Homeowners Insurance? Homeowners insurance is typically not legally required; however, it is mandated […]